Financing available
for qualified buyers.
We are the manufacturer, not the lender. We will not quote you a rate, a payment or your odds of approval — nobody honest can. What we can do is make sure your build and your quote are right, so your application reflects a real project.
$15,000 may represent a strong starting down payment for a qualified applicant.
$15,000 may represent a strong starting down payment for a qualified applicant. It is not a qualification threshold and does not imply approval.
Five steps
The order matters. Applying before you have a real build specification wastes everyone's time.
- 01
Design your build
We define the exact trailer, equipment and specification. Financing conversations are far more productive when there is a real build behind them.
- 02
We prepare your quote
You receive a written quote reflecting your configuration — the document a financing provider actually needs.
- 03
You apply with the provider
We connect you with our financing partner. The application, the decision and the terms are entirely theirs.
- 04
The provider makes the decision
Approval, down payment and terms are determined by the provider based on your application. We do not influence that outcome.
- 05
We build
Once funding and deposit are in place, your build enters production.
Straight answers
Including the ones where the honest answer is “we cannot tell you that.”
- How much do I need to put down?
- That is determined by the financing provider based on your application. We cannot tell you in advance, and anyone who does is guessing. What we can tell you is that a larger down payment generally strengthens an application.
- What credit score do I need?
- We do not set credit requirements and we will not quote you a number. The provider evaluates each application on its own merits.
- Can you tell me my monthly payment?
- No. Payment depends on the approved amount, term and rate — all of which the provider sets after reviewing your application.
- Do I need financing to work with you?
- No. Many customers purchase outright. Financing is an option, not a requirement.
- Does applying affect my chances if I am not ready?
- Talk to us before you apply. We would rather help you get the build and the quote right first, so your application reflects an accurate project.
Financing available for qualified buyers.
Approval, down payment, rates and terms vary by applicant and are determined by the financing provider. Express American Trailers does not approve financing or set terms.
Express American Trailers makes no representation, promise or guarantee regarding income, revenue, profit or business results. Business outcomes depend on factors outside our control.